Years ago we stopped using credit cards to buy holiday gifts because the January bill was some thing we no longer wanted to see or deal with, we learned. Just as we learned that shopping the day after Thanksgiving is not for all, who wants that kind of stress when purchasing a Christmas gift for a loved one? We complain that our lives are hectic, our days are packed, the question is are you going to keep complaining or are you going to do something to change that in your life? People tried to make me feel guilty about not catching the "good" deal to which I argue what constitutes good? Quality of life here and there is better than a discount any day. Then you have a valid argument when speaking of those on a tight budget and shopping on black Friday. If you do your homework you'll be able to compare prices online, call the stores, see if they still have an item before running out and learning it nevert arrived at the store to begin with or they ran out an hour after the store opened. We do most of our holiday purchases during the year because most of the time the things we are interested in are out of stock come the Holiday season. The remaining purchases we'll pick up sometime during the next two weeks. So far, that's working for us.
Ulitmately, t's not just about the money, it's about not losing your mind in the process.
